PayDay Academy — Real-World Financial Literacy Simulation
Real decisions. Real consequences. Real learning.
A financial literacy simulation for high school classrooms
Simulation overview
How the simulation works
A full school-year financial journey — one month at a time
Step 1
Choose a career
Students pick from 29 real-world careers across four education paths — each with a unique salary and student loan burden.
Step 2
Advance through months
Each month brings a paycheck, bills to pay, and a random life event that can help or hurt your finances.
Step 3
Manage money wisely
Open savings accounts, invest in stocks and retirement funds, and build your credit score over time.
Step 4
Earn achievements
Unlock 33 achievements across 7 categories. Compete on the class leaderboard and finish the year strong.
DESIGNED FOR CLASSROOMS
29Career paths
36Achievements
15+Life events
∞Simulated months